The good news is we have access to some of the best rates on the market however your final interest rate depends on a variety of factors such as; term of loan, type of vehicle being financed, credit history and other factors so we don’t know until an application has been submitted and reviewed. Why not click ‘apply now’ and find out what we can do for you!

A Balloon payment / residual value is an offset amount from the purchase price of the vehicle left as a last repayment at the end of the term of your car finance. It helps to reduce your regular repayment amount and is usually paid out from the trade in price of your vehicle at the end of the loan term.

We will try to have an approval within a few hours, however it’s not unusual for us to get an approval on the spot. In this case, there is no waiting for approval.

Absolutely! Our aim is to hand over our customers new cars as quickly as possible. Sometimes accessories and other services are required prior to delivery that can increase our preparation time.

Our clients often borrow the full amount. Deposits are sometimes required for various reasons, but not always.

Yes, pensioners can borrow as long as their incomes meet with our lenders guidelines.

Defaults will not always stop you from being approved for a loan. They are assessed case by case.